Laptop insurance

I never heard anything about laptop insurance before. I thought you just buy laptops, use it for several years and if it lost or broke, you will buy a new one or repair. However laptop insurance do really exist and its good to have specially if you are student or work in the office where you have to bring your laptop anywhere. If there is something happen with your laptop, the insurance will cover the loss due to accidental damage including theft, fire, flood, power surge due to lightning or natural disasters, so laptop insurance is really good option if you want to protect your valuable investments.